Other Insurance Benefits

Accidental Death & Dismemberment (AD&D)

TDCJ employees may purchase voluntary AD&D coverage for up to $200,000 in multiples of $5,000 with a minimum purchase of $10,000. Employees may also purchase AD&D coverage for eligible dependents.

Coverage

AD&D coverage for the spouse may be 50% of employee coverage;

AD&D coverage for children may be 10% of employee coverage if the spouse is not covered; or

5% of employee coverage if the spouse is covered.

Employee Cost

Employee Only: $0.02 per $1,000 coverage

Employee & Family: $0.04 per $1,000 coverage

Long-Term Care Insurance

Group long-term care coverage is available to all eligible employees, their spouses, parents, parents-in-law, and grandparents. A variety of services are provided for people who are unable to care for themselves, including nursing home care and personal custodial care, as well as coverage for the following: alternative facility care, community-based care, caregiver training, emergency alert benefits, in-home care, adult day care, home health care, and informal care assistance for daily living. The program is administered by John Hancock Life Insurance Company. For more information contact: http://ers.jhancock.com (Username: ers, Password: mybenefit)

Employee Cost

Purchaser pays all applicable costs through bank draft or personal check. Monthly premiums vary, depending on the daily benefit amount chosen and age at enrollment.

Page updated: 12/07/2011